The Personal Agent Difference

Why have a personal agent?
There are a number of insurance companies up that use direct mail only or “800” phone numbers to increase business. With those organizations, the customer deals directly with the insurance company — there is no personal insurance agent. Did you ever think about what you lose when this happens? Your friends at Farmers think you should consider the following when looking for insurance:

Knowledge and professionalism
Farmers agents undergo a rigorous training program before they are able to sell their first policy. Full-time agents are trained for over two years in all aspects of the insurance industry. All agents must pass licensing exams given by the state government. Your agent will use his or her professional expertise to personally make sure you receive the best coverages suited to your needs at the best possible price.

Stability
Not only will your agent have acquired vast knowledge from intensive classroom and field experience, but he or she will be backed by Farmers – an organization boasting over 16,000 agents in its operating territory. We’re one of the largest insurance organizations in the United States. The fact that Farmers has grown so large, and prospered for nearly 75 years, should tell you that you’re dealing with representatives of an organized, efficient, highly competent organization; an organization that prides itself on providing the professional, personalized service our customers deserve.

Variety
Because every lifestyle and every financial situation is different, every insurance need is different. At Farmers, we understand this. As a result, there are literally hundreds of options and discount/credit combinations available with our various Auto, Homeowners, Life, Business and other policies.Your Farmers agent will personally meet with you to find the policy that meets your special insurance needs at the best possible price.

Locality
Insurance laws differ from state to state. By having a Farmers agent available locally, you can be certain you are covered under the current laws of your state. In addition, your local agent will be able to come to your assistance quickly and personally in the event of a catastrophe or other claims situation.

Efficiency
By having your agent involved in settling your claims, you can speed up the whole processing period. Your agent will know how to avoid “red tape” and find the fastest, most effective way for you to receive compensation. And, if you need “proof of insurance” for escrow closings, binders, etc., your agent will be available to you to personally and immediately issue the necessary papers.

And most important, the ‘personal touch’
Your Farmers agent is more than just a business associate: your agent is your friend. He or she will work closely with you to provide you with the best service and coverages possible. Because Farmers is such a large organization, your agent will be able to take care of your insurance needs for most lines of coverage. By having one person coordinating your policies, you can make sure not only that you have sufficient coverages, but also that you aren’t paying for any unnecessary policies. Through Farmers’ acclaimed Farmers Friendly Review® program, you and your agent will meet periodically to discuss your current and changing needs, and your agent will use his or her expertise to help you identify any coverages you may or may not need in the future. It’s all part of the friendly, “personal touch” that Farmers
agents give you.

And finally . . .
We’ve listed only a few of the many advantages you have by using a personal agent. Certainly, there are many more.
But they all add up to one thing: Farmers and its agents have a goal, and that’s to personally help you rebuild your world in case of misfortune. When you’re faced with a personal calamity, all you want to do is get things back to where they were. Your Farmers agent is there to do just that. Having a personal agent who knows you, your family, your home, and even your business, helps give you peace of mind that you’re properly covered. And best of all, you know that whenever trouble strikes, your Farmers agent helps get you back where you belong.